The monthly recurring subscription fee does not include phone charges, email verification, and email and text messaging rates. The current rates are as follows: making calls - $ 0.0147 / min, Receiving calls - $ 0.0089 / min, text messages - $ 0.0083 / segment, email - $0.000709/ email, and email verification - $0.002625 /email verification. The system works like a wallet - you load it with at least $10 to start and when your wallet reaches below $1, it will automatically reload with a $10 charge to the card on file.